:root {
  --primary-dark: #1d3493;
  --primary-mid: #2244a0;
  --primary-light: #3e64c8;
  --accent: #00b4d8;
  --ink: #1f2937;
  --muted: #526173;
  --light: #f5f8ff;
  --line: #dbe4f5;
  --white: #fff;
  --success: #0f766e;
  --shadow-sm: 0 2px 10px rgba(29, 52, 147, .08);
  --shadow-md: 0 10px 30px rgba(29, 52, 147, .14);
  --shadow-lg: 0 20px 60px rgba(29, 52, 147, .20);
  --radius: 22px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif; color: var(--ink); line-height: 1.65; background: var(--white); overflow-x: hidden; }
a { color: inherit; text-decoration: none; transition: .2s ease; }
img { display: block; max-width: 100%; height: auto; }
p { color: var(--muted); font-size: 1.06rem; margin-bottom: 1.25rem; }
h1, h2, h3, h4 { color: var(--primary-dark); line-height: 1.16; margin-bottom: 1rem; letter-spacing: -.015em; }
h1 { font-size: clamp(2.35rem, 5vw, 4.4rem); font-weight: 800; }
h2 { font-size: clamp(1.9rem, 3.4vw, 3rem); font-weight: 800; }
h3 { font-size: clamp(1.25rem, 2vw, 1.65rem); font-weight: 750; }
h4 { font-size: 1.1rem; font-weight: 750; }
.container, .section-container { width: min(1200px, calc(100% - 40px)); margin: 0 auto; }
.section { padding: 5.5rem 0; }
.section-gray { background: var(--light); }
.section-dark { background: linear-gradient(135deg, var(--primary-dark), var(--primary-mid)); color: var(--white); }
.section-dark h2, .section-dark h3, .section-dark h4 { color: var(--white); }
.section-dark p, .section-dark li { color: rgba(255,255,255,.88); }
.section-header { max-width: 850px; margin: 0 auto 3rem; text-align: center; }
.eyebrow, .hero-badge, .section-badge { display: inline-flex; align-items: center; gap: .45rem; color: var(--primary-mid); background: rgba(62,100,200,.10); border: 1px solid rgba(62,100,200,.16); padding: .5rem 1rem; border-radius: 999px; font-weight: 800; font-size: .78rem; letter-spacing: .08em; text-transform: uppercase; margin-bottom: 1rem; }
.section-dark .eyebrow, .section-dark .section-badge { background: rgba(255,255,255,.13); color: #fff; border-color: rgba(255,255,255,.2); }
.navbar { position: fixed; inset: 0 0 auto 0; height: 84px; background: rgba(255,255,255,.98); backdrop-filter: blur(12px); box-shadow: var(--shadow-sm); z-index: 1000; }
.nav-container { width: min(1280px, calc(100% - 32px)); height: 100%; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.logo-container { display: flex; align-items: center; flex: 0 0 auto; }
.logo { width: auto; height: 64px; object-fit: contain; }
.nav-menu { list-style: none; display: flex; align-items: center; gap: 1.45rem; }
.nav-menu a { color: var(--ink); font-weight: 700; font-size: .96rem; padding: .5rem 0; position: relative; }
.nav-menu a::after { content: ''; position: absolute; left: 0; bottom: 0; height: 2px; width: 0; background: var(--primary-light); transition: width .2s ease; }
.nav-menu a:hover, .nav-menu a.active { color: var(--primary-dark); }
.nav-menu a:hover::after, .nav-menu a.active::after { width: 100%; }
.nav-cta { display: inline-flex; align-items: center; justify-content: center; background: var(--primary-dark); color: #fff !important; padding: .82rem 1.25rem !important; border-radius: 999px; font-weight: 800; box-shadow: var(--shadow-sm); white-space: nowrap; }
.nav-cta::after { display: none; }
.nav-cta:hover { background: var(--primary-mid); transform: translateY(-1px); }
#desktopCta { display: inline-flex; }
.nav-menu .nav-cta { display: none; }
.menu-toggle { display: none; width: 44px; height: 44px; border: 0; background: transparent; cursor: pointer; flex-direction: column; justify-content: center; gap: 5px; z-index: 1002; }
.menu-toggle span { display: block; width: 25px; height: 3px; background: var(--primary-dark); border-radius: 99px; transition: .2s; }
.mobile-overlay { display: none; position: fixed; inset: 0; background: rgba(11,23,57,.55); z-index: 998; }
.mobile-overlay.active { display: block; }
.hero, .page-hero { padding: 9.5rem 0 5.5rem; background: linear-gradient(135deg, rgba(29,52,147,.97), rgba(34,68,160,.94)), radial-gradient(circle at top right, rgba(0,180,216,.25), transparent 35%); position: relative; overflow: hidden; }
.hero::before, .page-hero::before { content: ''; position: absolute; inset: 0; opacity: .18; background-image: linear-gradient(rgba(255,255,255,.1) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.1) 1px, transparent 1px); background-size: 42px 42px; }
.hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 4rem; align-items: center; position: relative; z-index: 1; }
.hero-content, .page-hero-content { position: relative; z-index: 1; }
.hero h1, .page-hero h1 { color: #fff; }
.hero p, .page-hero p { color: rgba(255,255,255,.92); font-size: 1.18rem; max-width: 720px; }
.hero-highlight { color: #ffd86b; }
.hero-badge { color: #fff; background: rgba(255,255,255,.13); border-color: rgba(255,255,255,.22); }
.hero-buttons, .button-row { display: flex; gap: 1rem; flex-wrap: wrap; align-items: center; }
.hero-panel { background: rgba(255,255,255,.96); border-radius: var(--radius); padding: 2rem; box-shadow: 0 24px 70px rgba(0,0,0,.25); }
.stat-list { display: grid; gap: 1rem; }
.stat-item { display: flex; gap: 1rem; align-items: center; padding: 1rem; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
.stat-icon { width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center; background: linear-gradient(135deg, var(--primary-light), var(--accent)); font-size: 1.6rem; flex: 0 0 auto; }
.stat-info strong { color: var(--primary-dark); font-size: 1.35rem; display: block; line-height: 1.1; }
.stat-info span { color: var(--muted); font-weight: 650; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .5rem; border: 0; border-radius: 999px; padding: .95rem 1.45rem; font-weight: 850; font-size: 1rem; cursor: pointer; transition: .2s ease; }
.btn-primary { background: var(--primary-dark); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: var(--primary-mid); transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-white { background: #fff; color: var(--primary-dark); box-shadow: var(--shadow-sm); }
.btn-white:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-secondary { color: var(--primary-dark); background: transparent; border: 2px solid var(--primary-dark); }
.btn-secondary:hover { background: var(--primary-dark); color: #fff; transform: translateY(-2px); }
.trust-badges { padding: 2.8rem 0; background: #fff; box-shadow: var(--shadow-sm); }
.badges-grid, .services-grid, .cards-grid, .blog-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.35rem; }
.badge-item, .service-card, .info-card, .blog-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.55rem; box-shadow: 0 2px 10px rgba(29,52,147,.04); transition: .22s ease; }
.badge-item:hover, .service-card:hover, .info-card:hover, .blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: rgba(62,100,200,.38); }
.badge-icon, .service-icon, .info-icon { width: 64px; height: 64px; display: grid; place-items: center; border-radius: 18px; margin-bottom: 1rem; background: linear-gradient(135deg, rgba(62,100,200,.12), rgba(0,180,216,.12)); font-size: 2rem; }
.service-card p, .blog-card p { font-size: 1rem; }
.card-link { display: inline-flex; font-weight: 850; color: var(--primary-dark); margin-top: .5rem; }
.card-link:hover { color: var(--primary-light); transform: translateX(3px); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: start; }
.check-list { list-style: none; display: grid; gap: .75rem; margin: 1.2rem 0; }
.check-list li { color: var(--muted); position: relative; padding-left: 2rem; }
.check-list li::before { content: '✓'; position: absolute; left: 0; top: 0; color: var(--success); font-weight: 900; }
.numbered-steps { counter-reset: step; display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
.step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.6rem; position: relative; }
.step::before { counter-increment: step; content: counter(step); width: 38px; height: 38px; border-radius: 50%; background: var(--primary-dark); color: #fff; display: grid; place-items: center; font-weight: 900; margin-bottom: 1rem; }
.pill-row { display: flex; flex-wrap: wrap; gap: .65rem; margin: 1rem 0 1.5rem; }
.pill { background: rgba(62,100,200,.10); color: var(--primary-dark); border: 1px solid rgba(62,100,200,.18); padding: .45rem .8rem; border-radius: 999px; font-weight: 750; font-size: .9rem; }
.feature-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.2rem; }
.feature-item { display: flex; gap: 1rem; align-items: flex-start; }
.feature-icon { width: 48px; height: 48px; border-radius: 15px; display: grid; place-items: center; flex: 0 0 auto; background: rgba(255,255,255,.14); font-size: 1.4rem; }
.cta-section { padding: 5rem 0; background: linear-gradient(135deg, var(--primary-dark), var(--primary-mid)); text-align: center; }
.cta-content { width: min(820px, calc(100% - 40px)); margin: 0 auto; }
.cta-content h2 { color: #fff; }
.cta-content p { color: rgba(255,255,255,.9); font-size: 1.15rem; }
.breadcrumbs { color: rgba(255,255,255,.85); margin-bottom: 1.2rem; font-weight: 650; }
.breadcrumbs a { text-decoration: underline; text-underline-offset: 3px; }
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 3rem; align-items: start; }
.contact-details { display: grid; gap: 1rem; margin: 1.6rem 0; }
.contact-item { display: flex; align-items: flex-start; gap: 1rem; padding: 1.1rem; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
.contact-icon { width: 44px; height: 44px; display: grid; place-items: center; border-radius: 14px; background: var(--light); font-size: 1.25rem; }
.contact-text h4 { font-size: .95rem; margin: 0 0 .25rem; }
.contact-text p { margin: 0; font-size: 1rem; font-weight: 650; color: var(--ink); }
.contact-form { background: var(--light); border: 1px solid var(--line); padding: 2rem; border-radius: var(--radius); box-shadow: var(--shadow-sm); }
.form-group { margin-bottom: 1rem; }
.form-group label { display: block; font-weight: 800; margin-bottom: .45rem; color: var(--ink); }
.form-group input, .form-group textarea, .form-group select { width: 100%; padding: .95rem 1rem; border: 1.7px solid var(--line); border-radius: 14px; font: inherit; background: #fff; color: var(--ink); }
.form-group input:focus, .form-group textarea:focus, .form-group select:focus { outline: none; border-color: var(--primary-light); box-shadow: 0 0 0 4px rgba(62,100,200,.10); }
.form-group textarea { min-height: 150px; resize: vertical; }
.form-submit { width: 100%; padding: 1rem 1.2rem; background: var(--primary-dark); color: #fff; border: 0; border-radius: 999px; font-weight: 900; font-size: 1rem; cursor: pointer; box-shadow: var(--shadow-sm); }
.form-submit:hover { background: var(--primary-mid); transform: translateY(-1px); }
.faq-list { display: grid; gap: 1rem; }
.faq-item { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 1.35rem; }
.faq-item h3 { font-size: 1.12rem; }
.faq-item p { margin: 0; font-size: 1rem; }
.article-wrap { width: min(900px, calc(100% - 40px)); margin: 0 auto; }
.article { padding: 4rem 0; }
.article-meta { display: flex; flex-wrap: wrap; gap: .75rem; margin: 1rem 0 1.4rem; color: var(--muted); font-weight: 700; }
.article h2 { margin-top: 2.25rem; }
.article h3 { margin-top: 1.5rem; }
.article ul, .article ol { margin: 1rem 0 1.5rem 1.4rem; color: var(--muted); font-size: 1.05rem; }
.article li { margin-bottom: .65rem; }
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 18px; margin: 1.5rem 0; }
table { width: 100%; border-collapse: collapse; background: #fff; }
th, td { text-align: left; padding: .95rem; border-bottom: 1px solid var(--line); vertical-align: top; }
th { color: var(--primary-dark); background: var(--light); font-weight: 900; }
.related-links { margin-top: 2.25rem; padding: 1.4rem; border-radius: var(--radius); background: var(--light); border: 1px solid var(--line); }
footer { background: var(--primary-dark); color: #fff; padding: 4rem 0 2rem; }
.footer-content { width: min(1200px, calc(100% - 40px)); margin: 0 auto; display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.25fr; gap: 2rem; }
.footer-brand .logo { height: 76px; margin-bottom: 1rem; }
.footer-description, .footer-links li, .footer-links a, .footer-bottom p { color: rgba(255,255,255,.88); font-size: .98rem; }
.footer-section h4 { color: #fff; font-size: 1rem; text-transform: uppercase; letter-spacing: .06em; }
.footer-links { list-style: none; display: grid; gap: .55rem; }
.footer-links a:hover { color: #fff; opacity: 1; }
.footer-bottom { width: min(1200px, calc(100% - 40px)); margin: 2.5rem auto 0; padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,.16); text-align: center; }
@media (max-width: 980px) {
  .hero-grid, .split, .contact-grid { grid-template-columns: 1fr; }
  .hero-panel { max-width: 620px; }
  .badges-grid, .services-grid, .cards-grid, .blog-grid, .numbered-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-content { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 820px) {
  .navbar { height: 76px; }
  .logo { height: 54px; }
  #desktopCta { display: none; }
  .menu-toggle { display: flex; }
  .menu-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(6px, 6px); }
  .menu-toggle.active span:nth-child(2) { opacity: 0; }
  .menu-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }
  .nav-menu { position: fixed; right: -105%; top: 0; height: 100vh; width: min(310px, 84vw); background: #fff; flex-direction: column; align-items: stretch; justify-content: flex-start; padding: 6rem 1.5rem 2rem; box-shadow: -10px 0 30px rgba(0,0,0,.14); transition: right .25s ease; z-index: 999; gap: .5rem; }
  .nav-menu.active { right: 0; }
  .nav-menu a { display: block; padding: .9rem 0; border-bottom: 1px solid var(--line); }
  .nav-menu .nav-cta { display: inline-flex; margin-top: 1rem; border-bottom: 0; width: 100%; }
  .hero, .page-hero { padding-top: 8.5rem; }
  .hero-buttons, .button-row { align-items: stretch; }
}
@media (max-width: 640px) {
  .badges-grid, .services-grid, .cards-grid, .blog-grid, .numbered-steps, .feature-list { grid-template-columns: 1fr; }
  .section { padding: 4rem 0; }
  .hero, .page-hero { padding-bottom: 4rem; }
  .hero-buttons .btn, .button-row .btn { width: 100%; }
  .footer-content { grid-template-columns: 1fr; }
}

.legal-name {
    margin-top: 0.35rem;
    font-size: 0.82rem;
    opacity: 0.75;
}